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Will You Be Prepared in an Accident?

Throughout my childhood, my mother would take our family on annual road trips, and those were some of the best memories. Then came the year 2003. On our way back home from an amazing trip to Virginia, our lives got turned upside down – literally. A tractor trailer plunged into us on the highway and flipped my mom’s Oldsmobile Bravada over ... and over … and over. There we were, dangling from our seatbelts in the center of I-95; and there the tractor trailer was, driving off into the night as if nothing happened.

In the middle of pure chaos, my older brother was able to see and memorize the license plate number before the truck vanished into the darkness. His ability to think quickly and logically allowed my mother to track this person down and eventually sue, but that process took ages. Luckily, my mother invested in accident insurance through her job, which helped our family tremendously while we waited for legal matters to settle.

Years later, I am thankful that I also work for an organization that understands the value of supplemental protection. MTA members have the option to enroll in accident insurance and emergency medical transportation coverage.

 

Accident Insurance

 
What is it?

Accident insurance through MTA Benefits will provide you with a lump-sum benefit in the event of an accident. In order to receive this benefit, you must be enrolled in the program.

Who is covered?
You can purchase coverage for yourself, yourself and a spouse, yourself and a child or a total family plan.
 
What is covered?
  • Fractures
  • Burns
  • Concussions
  • Dental work
  • Eye injury
  • Hospital admission
  • ER visits
And much more!
 

MASA Medical Transport Solutions

 
What is it?

MASA is a membership organization that provides worldwide air and ground ambulance transportation services for members when they are at home, at work or traveling the world. In the event of an emergency, be sure to call 911 for assistance, and submit your bill to MASA for payment. In a non-urgent situation, call MASA directly and they will work with physicians to get you to an appropriate location for care. No matter where you are, MASA will fly a friend or family member to be with you.

Who is covered?
You can purchase coverage for yourself or your family.
 
What is covered?
  • Emergency Air Medical Transportation and Evacuation
  • Air Transportation – Hospital to Hospital
  • Emergency Ground Ambulance Transportation
  • Repatriation/Recuperation
  • Return transportation
  • Non-injury transport (for a friend or family member)
  • Escort transportation
  • Minor children/grandchildren return
  • Vehicle return
  • Pet return
  • Mortal remains transport
  • Organ retrieval transport
  • Organ recipient transport

We can never predict when an accident or an emergency will happen; that’s why it’s important to have resources to fall back on. Take it from me, having access to dependable programs like accident insurance and emergency medical transportation truly makes all the difference.

 

 

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