Maintaining good health, including dental care, is a priority for many people. To help lower the cost of dental services, MTA Benefits offers a range of dental insurance options through MetLife and United Concordia. These plans are designed to provide flexibility and coverage for a variety of dental needs, whether MTA members are seeking basic care or more extensive coverage.
MetLife
MetLife provides two distinct options for MTA members, each tailored to different needs. The standard plan offers a lower level of coverage for both in-network and out-of-network services, making it an affordable choice for those who need basic dental care. While orthodontia is not covered, this plan helps offset the cost of routine dental services. For members who prefer more comprehensive coverage, the premium plan offers the highest benefits for both in-network and out-of-network care. Like the standard plan, orthodontia services are not included, but the premium plan provides broader coverage for a wider range of dental treatments. MTA members can purchase coverage for themselves or for themselves and their dependents, ensuring that their families also benefit from affordable dental care.
United Concordia
In addition to MetLife, United Concordia offers another popular option for MTA members. This plan provides significant savings, with discounts of more than 40% on provider fees for in-network services. One of the key advantages of the United Concordia plan is its flexibility: Members can visit any dentist, and there are no waiting periods or claim forms required. The plan also offers portable coverage, making it convenient for members who travel out of state or internationally. Coverage is available for dependents up to age 26 and for dependents of any age who have disabilities, providing coverage for family members as well. United Concordia also offers coverage for dental implants, with savings of up to 44% when using in-network providers.
Both the MetLife and United Concordia plans offer valuable dental insurance options, allowing MTA members to choose the level of coverage that best fits their needs and budget. When comparing plans, it’s important to consider both the cost and the benefits to select the option that provides the best value for ongoing dental care.