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MTA® Cash Rewards Visa Signature® credit card

This MTA card, provided by Bank of America, gives you the opportunity to earn cash back on purchases and save money on interest. 

  • 1% cash back everywhere, every time
  • 2% cash back at grocery stores and wholesale clubs
  • 3% cash back on gas
    On up to $2,500 in grocery/wholesale club/gas quarterly purchases 
  • Get a $200 Target GiftCard™ bonus if you make at least $500 in purchases in the first 90 days of account opening. This exclusive bonus offer is for members only! (Students not eligible.)
  • Low intro APR offer*
  • Access your FICO® Score anytime for free in Online Banking, updated monthly**
Apply Now

MTA® Credit Card with Rewards

The MTA credit card with Rewards, provided by Bank of America, offers you a way to earn points on purchases for a choice of cash, gift cards or travel rewards, and these great benefits:

  • Low intro APR offer*
  • $100 statement credit after qualifying transaction(s)
  • Earn 1 point for every $1 spent on purchases; points are unlimited
  • Redeem for your choice of cash, gift cards or travel rewards with no blackout dates
  • Rewards starting at 2,500 points
  • Access your FICO® Score anytime for free in Online Banking, updated monthly**
Apply Now

*For information about rates, fees, other costs and benefits associated with the use of these credit cards, or to apply, click on the links above and refer to the disclosures accompanying the online credit application. These credit card programs are issued and administered by Bank of America, N.A.

**The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account and who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.

The Bullseye Design, Target and Target GiftCard are registered trademarks of Target Brands, Inc. Terms and conditions are applied to Target GiftCards. Target is not a participating partner in or sponsor of this offer.

  • Get discounts while traveling

    Take advantage of more than 350,000 discounts nationwide, including 250,000 mobile offers with Access. 

    • Dunkin' Donuts
    • AMC Theatres
    • Xfinity
    • Great Wolf Lodge
    • Samsonite
    • Applebee's
    Take a Look!
  • New to the site? Activate!

    Activate your member account and you'll gain access to lots of great benefits, such as:

    • Monthly giveaways 
    • Member-only deals
    • Theme park discounts
    • BJ's Wholesale Club discount
    • Nationwide discounts through Access
    • Theater tickets
    Activate Today!