MTA® Customized Cash Rewards
Visa Signature® credit card
Maximize your cash back!
This MTA card, provided by Bank of America, gives you the opportunity to maximize your cash back in the category that best fits your lifestyle. Plus, members can get a $200 cash rewards bonus offer.
- 1% unlimited cash back on all purchases
- 2% automatic cash back at grocery stores and wholesale clubs
- 6% customized cash back for the first year in the category of your choice including gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings.
Earn 2% and 6% cash back on the first $2,500 in combined purchases each quarter at grocery stores and wholesale clubs, and in the choice category, then earn unlimited 1% thereafter. After the first 3% first-year bonus offer ends, you will earn 2% and 3% cash back on these purchases up to the quarterly maximum.
To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same.
- MEMBER EXCLUSIVE ONLINE BONUS OFFER: Get a $200 Cash Rewards Bonus after you make at least $500 in purchases within the first 90 days of account opening
- Low Intro APR offer*
- No annual fee*
- Feel secure with zero liability fraud protection, contactless chip card technology and digital wallet compatibility
- Free general admission with Museums on Us® to more than 225 museums on the first Saturday and Sunday of every month
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
NEA RateSmart® credit card
The NEA RateSmart Card, provided by Bank of America, offers the lowest rate of any NEA or MTA credit card. It's available to MTA members looking to save money on interest and comes with these great benefits:
- Low Intro APR offer*
- No annual fee*
- Feel secure with zero liability fraud protection, contactless chip card technology and digital wallet compatibility
- Free general admission with Museums on Us® to more than 225 museums on the first Saturday and Sunday of every month
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
*For information about rates, fees, other costs and benefits associated with the use of these credit cards, or to apply, click on the links above and refer to the disclosures accompanying the online credit application.
These credit card programs are issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A. Inc. Mastercard is a registered trademark of Mastercard International Incorporated and is used by the issuer pursuant to license. Museums on Us, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.