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Checking Accounts

Elite Relationship Checking Account

Berkshire Bank, America's Most Exciting Bank®, is thrilled to announce several specially-designed benefits for MTA members and their immediate families. Berkshire Bank's customized Elite Advantage Relationship includes a FREE interest-bearing checking account, with a minimum $10 balance and unlimited transactions, a FREE savings account and NO Berkshire Bank foreign ATM fees at any ATM, anywhere. For more details, contact Jason Niles directly at 413.449.4697 or

Elite Relationship Checking Account 

The Elite Relationship Checking package is only available to MTA members and their immediate families. Features include an interest-earning account, with a $10 minimum balance, no minimum service charge fees and unlimited check writing.

With this package you receive:

  • FREE debit cards
  • FREE mobile banking
  • FREE Bill Pay
  • FREE Online and Telephone Banking
  • FREE first check order and eStatements
  • FREE access to MyBanker concierge service
  • WAIVED foreign ATM fees when you establish a direct deposit

An added bonus for new Berkshire Bank customers and current customers without a checking account is the opportunity to receive up to $125 by opening an account.
The MyBanker concierge service is a unique, personalized banking product that pairs you with a dedicated, around-the-clock relationship manager who is your point of contact for all of your financial service needs. With this personalized concierge service, you take back two precious resources: time and money. 

Banking Products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank. *In order to qualify for up to a $125 cash bonus, you need to be a new Berkshire Bank MTA customer or current Berkshire Bank MTA customer without a checking account relationship: (1) establish and receive at least one direct deposit for your account by January 31, 2018, with a minimum opening deposit of $10, (2) set up and pay a bill through online banking using Bill Pay, (3) enroll in eStatements at account opening, (4) refer a family member who opens a free checking account, (5) turn in your bank’s debit card and replace it with a Berkshire debit card. Berkshire replacement checks limited to initial order of standard walletstyle only. Limit one $125 bonus per individual. Limit of one $25 bonus available to individuals when a family member opens a new Elite Relationship Checking Account. The direct deposit, debit card and bill payment bonus will be credited within seven days of your notifying us that the transaction(s) have occurred. To notify us, visit a branch or call us at 1.800.773.5601. The $25 Refer-A-Family-Member bonus is credited when the family member opens the checking account with a Refer-A-Family-Member coupon. The value of the bonus may be reported on a 1099-Misc form. Other fees may apply. This offer may be withdrawn at any time. When a family member is referred, you and the family member waive the right to privacy and disclose you are customers for this transaction. To qualify for waived foreign ATM fees, you must establish at least one direct deposit to Elite Relationship Checking for each qualification period (monthly statement cycle). If you qualify, we will credit all non-Berkshire Bank ATM surcharges at the end of your monthly statement cycle. Your surcharge (non-Berkshire Bank ATM fee) credits may be reportable on a 1099 MISC. Offer is valid until December 29, 2017, and subject to change. Berkshire Bank has a financial relationship with MTAB to offer products and services to MTA members and their families. 

Teen Checking Account

Teach your teenager about real-world money management with a Teen Checking Account from Berkshire Bank. This account gives teenagers the freedom to use their own debit card to make purchases and manage a checking account using online and mobile banking. This account is available to teens ages 15 to 17 with an adult co-owner.

This account offers:

  • Free online banking wit halerts
  • Free eStatements
  • Financial education via the Berkshire Bank website
  • Free mobile deposit capture
  • Free debit card with reduced limit for minors¹
  • People Pay²

Visit any Berkshire Bank location with your teen to open an account today.

Banking products are provided by Berkshire Bank: Member FDIC. Berkshire Bank is a Massachusetts chartered bank. Minimum balance to open the account is $10.00. There are no maintenance service charge fees to this account regardless of the balance maintained. To qualify for this account, the account Owner (minor) must be between the ages of 15 through 17. Only one minor is permitted on the account. A parent or legal guardian who is at least 18 years old is required to be a joint owner on an account and the Teen Checking Account Agreement and Authorization must be signed by the parent/legal guardian. The account Owner’s (minor) social security number will be used for taxreporting purposes. ¹Debit Card Daily Limit: $250 in Point of Sale (POS) Debit Card Purchases and $100 in ATM Cash Withdrawals, with a combined daily limit of $350. ²People Pay transaction limitation and fees apply. Upon the Owner (minor) reaching the age of 18, this account will be automatically converted to a Free Checking account subject to the terms, conditions and fees outlined in our then-current Truth In Savings and fee disclosures for the Free Checking account. There is no charge for mobile banking and mobile deposit from Berkshire Bank. Consult your mobile carrier for any fees they may charge for Internet usage or receiving texts. See the Teen Checking Account Agreement andDisclosure for additional consumer account information.

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