Legal Notice 



By accessing this site, you agree to the following terms and conditions so please read them carefully. These terms and conditions may change at any time at our sole discretion.

  1. Disclaimers

    The information and descriptions contained on MTA Benefits' Web site are not intended to be complete descriptions of all terms, exclusions, and conditions applicable to every product or service offered by MTA Benefits. MTA Benefits makes no representations or warranties that the materials are suitable for your needs.


    YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEB SITE IS AT YOUR SOLE RISK AND THAT MTA BENEFITS AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEB SITE OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES MADE AVAILABLE TO YOU ON OR THROUGH THIS WEB SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.


    MTA BENEFITS ATTEMPTS TO BE AS ACCURATE AS POSSIBLE. HOWEVER, THE MATERIALS ON THIS WEB SITE MAY CONTAIN INADVERTENT INACCURACIES AND TYPOGRAPHICAL ERRORS. MTA BENEFITS DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THIS WEB SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH ADVICE, OPINION, STATEMENT, OR INFORMATION SHALL BE AT YOUR SOLE RISK.


    MTA Benefits does not warrant that this Web site is free from viruses, worms, or other harmful code. MTA Benefits assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in this Web site, or your downloading of any materials or data from this Web site.


  2. Descriptions of Product and Services

    MTA Benefits is not responsible for examining or evaluating, and we make no warranties regarding, any of the products or services of any of the businesses or individuals whose products and services appear on this Web site. MTA Benefits does not assume any responsibility or liability for the actions, product, services, or content of these or any other third parties.


  3. Privacy/Treatment of Information or Data Transmitted to Us

    Please review our Privacy Policy to understand our practices regarding privacy. Any personally identifiable information you may provide to MTA Benefits via this Web site is protected by the Privacy Policy.


  4. Links to Other Web Sites

    This Web site contains hyperlinks to other Web sites which are not maintained or controlled by MTA Benefits. MTA Benefits is not responsible for the content of those Web sites. The inclusion of any hyperlinks to such Web sites does not imply approval of or endorsement by MTA Benefits of those Web sites, their content, or their products and services. The fact that MTA Benefits provides a link to a third party Web site does not mean that it is affiliated with the third party Web site's owners or sponsors. You should carefully review their privacy statements and other conditions of use.


  5. Copyright

    All content included on this Web site, such as text, graphics, logos, button icons, images, and audio clips is the property of MTA Benefits or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of MTAB.


  6. Insurance

    The information contained on this Web site is not an offer to sell any insurance product or service. MTA Benefits makes no representation that insurance products and services on this Web site are appropriate or available for use in your state.


  7. Jurisdiction

    Use of this Web site will be governed and construed in accordance with the laws of the Commonwealth of Massachusetts.


  8. Arbitration of Disputes

    If you have any dispute relating in any way to this Web site or to the products or services you purchase through this Web site, you agree to submit such dispute exclusively to confidential arbitration in Boston, Massachusetts; provided, however, that to the extent you have in any manner violated or threatened to violate MTA Benefits' intellectual property rights, MTA Benefits may seek injunctive or other appropriate relief in any state or federal court in the Commonwealth of Massachusetts and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.


MTA Benefits, Inc., 20 Ashburton Place, Boston, MA 02108-2795 800.336.0990 - Fax: 617.557.6687 - E-mail MTAB
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