"Half of us will experience a long-term disability (90 days or longer) at least once in our lives," said Christopher R. Jarvis and David B. Mandell, authors of Wealth Protection: Build and Preserve Your Financial Fortress (John Wiley & Sons). "The probability of its occurring before age 65 is 50 percent for someone age 35," they added.

Imagine if you had a disability - then think about the financial stress of being out of work and having no income for years. With the MTA Disability Plan, you can avoid the disastrous economic impact on your life of being without earned income. The competitively priced plan, designed specifically for MTA members, provides tax-free income either on a short-term or long-term basis and is available through local education associations.

More than 100 local education associations have signed up for the disability plan since it was introduced in July 2001. Click here to see if your local is enrolled in the program.  If your local is not on the list we encourage you to contact your local president to discuss participation or call Tom Colbert at 888.646.1972, ext. 3020 for more information. 

Important notice for local presidents. Discover like local education association president Brenda DeNinno did that the MTA disability program is one of the most competitively-priced group disability income programs for educators in Massachusetts. It is also one of the most important and most frequently requested of MTAB benefit programs. Due to the limited number of payroll slots within communities, this opportunity is only available to less than 25% of our membership. If you do not have an employer-sponsored program, or the MTA program, please call Tom Colbert at 888.646.1972, ext. 3020 for information. He can help you design a group disability program specific to your local association.